As your trusted local insurance team here in Woodstock, proudly serving all of Cherokee County and beyond, we know Halloween is one of the most exciting nights of the year. From costumed kids running door-to-door to festive yard displays, there’s no shortage of fun — but there are also a few risks to keep in mind to help keep your family, guests, and home safe.
At The Garza Insurance Group, we want everyone to enjoy the night safely, so here are a few Halloween safety and insurance tips from an agent’s point of view.
👻 1. Light the Way for Trick-or-Treaters
Poor lighting can lead to slips and falls — one of the most common homeowner claims this time of year.
✅ Keep your walkway, steps, and yard well-lit.
✅ Remove cords, decorations, or anything that could cause someone to trip.
A quick check before dusk can save you from a liability headache later.
🚗 2. Drive Carefully — Kids Can Be Hard to See
Halloween brings more foot traffic than usual.
✅ Slow down in neighborhoods and residential streets.
✅ Avoid distractions — no texting behind the wheel.
✅ If you’re hosting or attending a party, always plan a sober ride home.
Your auto insurance is there if something happens, but prevention is always best.
🏠 3. Protect Your Home and Decorations
From candles in pumpkins to elaborate light displays, decorations can be a fire risk.
✅ Use LED candles instead of open flames.
✅ Keep extension cords out of walkways.
✅ Check that your home insurance policy covers fire damage or vandalism — just in case of any Halloween pranks gone wrong.
🐾 4. Keep Pets Safe and Guests Comfortable
Halloween can be stressful for pets with the doorbell ringing constantly.
✅ Keep pets in a separate room away from the door.
✅ Remind kids not to approach unknown animals while trick-or-treating.
It’s a small step that keeps both guests and pets safe.
🎃 From Your Local Woodstock Insurance Agents
Halloween should be full of fun — not fright over unexpected accidents. Whether you’re reviewing your home, auto, or umbrella insurance, our team at The Garza Insurance Group is here to make sure you’re covered before life’s little tricks come knocking.
📞 Give us a call today — we proudly serve all of Cherokee County and surrounding areas (and some states too) with personalized insurance solutions that fit your lifestyle. # 404-860-1793